Money & tax

Gross salary in Spain tells you very little. Between IRPF, social security and the regional band you fall into, the same €40,000 lands differently in Madrid than in Barcelona. For autónomos the 2023 reform moved everyone onto real income and the cuota now moves with earnings. These guides work through the arithmetic with current figures and a date on every one, because these numbers change annually and a stale tax page is worse than none.

Nothing published in this category yet. The reference section already covers the ground in summary.

What this covers

Salary and IRPF

Gross to net, regional differences, how the bands stack

Autónomo

The cuota after the reform, deductions, quarterly filing

Tax residency

The 183-day rule, Beckham law, double taxation

Property

Purchase costs, ITP against IVA, annual running costs

Sending money

Transfers, the spread banks do not show you

Other categories

More categories are on the way.